Archive for the ‘Probate Law’ Category

Estate Planning and Long Term Care

August 26, 2011

Did You Know:

People reaching the age 65 have an average life expectancy of an additional 18.5 years (19.8 years for females and 16.8 years for males)?

The population 65 and over will increase from 35 million in 2000 to 40 million in 2010 (a 15% increase) and then to 55 million in 2020 (a 36% increase for that decade)?

About 60 percent of individuals over age 65 will require at lease some type of long-term care services during their lifetime?

Medicare, the federal health insurance program for those over 65+, paid only 13% of U.S. long-term care bills in 2002.?

A nursing home costs between $60,000 and $80,000 per year? (national average for a private room is approximately $70,000 per year)

From 1990 to 1995, nursing home costs rose 6.25% a year? A government study forecasts that home-health care and nursing home costs will rise 5.8% per year through 2020.

37% of all persons in need of nursing home care are 64 years of age and younger?

Nearly three in ten (28%) adults are saying they are “very” worried that they won’t be able to pay for nursing home and home care services?

Nearly one-third (32%) of people without long term care insurance say it’s just something they’ve thought about?

44.4 million caregivers (or one out of every five households) are involved in caregiving to persons aged 18 or over?

As an Estate Planning Attorney located in Los Alamitos, California servicing Orange County and Los Angeles County I try to ensure that I inform my clients of the need for long term care planning either in their Trusts or Wills, or through the purchase of insurance.

For contact information, see my website at or call me at 562-799-1379.





Many think Medicare pays for all long-term care needs for the elderly: in fact, its nursing home coverage is limited mainly to short-term patients recovering from hospital stays.






Estate Family Battles

July 10, 2010

No matter how close the family, money problems of a family member could upset an entire estate plan.

For example, the Settlor wants to leave the remainder of the estate to her children to be divided equally upon her death.

However, one of the children during the Settlor’s lifetime runs into financial difficulties.  The child turns to the only source he or she can think of to get out of the jam, the Settlor.

In most cases the Settlor is elderly, loves the children equally, but the Settlor does not have the heart to tell this needy child no.

Creative trust drafting can solve this problem.

For example, the trust can be written to provide loans to a beneficiary who needs the money now, versus later. The trust can provide for either a no interest payback or early distribution if the estate funds are sufficient.

If you are concerned about this type of problem, or if you have other concerns, contact the Law Offices of Lawrence H. Nemirow at 562-799-1379 or visit our website at  www. or contact your local trust attorney.

It is always better to anticipate and minimize future problems now to avoid a family battles in the future.

Understanding Probate Law in Orange County

March 3, 2010

Probate law can be very confusing.  I often get calls from clients or potential clients asking when a probate attorney is necessary.  The best way to avoid probate is to have your affairs in order prior to death.  While it can be a very unpleasant thing to think about, not addressing the issue can create problems down the road for family and loved ones.  Talking to an estate planning attorney and having these issues handled before something happens is always the best practice.

When probate is needed can be very confusing so I have decided to address the issue with an article which you can find on our website.  I am also happy to address any questions you might have over the phone.  Give me a call at 562-799-1379.


July 23, 2009

An estate plan is designed to conserve your assets and to develop a strategy for distributing your assets according to your wishes at your death.

The estate planning tools include wills, trusts, gifts, life insurance and joint ownership of property.

Without an estate plan, someone else will decide what happens to your assets. More likely than not, your assets will be distributed by the probate court according to your states laws regarding intestate succession.

The Law Offices of Lawrence H. Nemirow, PC is prepared to assist you with your estate planning questions and provide you with recommendations as to the estate plan that best meets with your needs.

Contact us by calling us at (562)799-1379, Emailing us at For more information regarding our practice, visit us at our website